If you’ve never heard of it, don’t worry—most people haven’t.
But here’s the simple version:
👉 It’s a loan designed for homes in more “rural” areas
👉 And no… that doesn’t mean the middle of nowhere 😅
👉 In many cases = 0% down
Now let me show you what that actually looks like in real life…
🌅 Peace & quiet (aka no HOA energy)
No traffic. No sirens. No neighbor arguing through the wall 😅
Just fresh air and space to breathe.
Country living hits different.
🔥 Backyard bonfires > everything
Fire pit, music up, zero complaints 🔥🎶
Try that in a townhouse… I’ll wait 😂
🌌 The night sky is unreal
The stars actually show off when there’s no city lights ✨
🐓 Freedom to live how YOU want
Chickens? Go for it. 🐓
Big garden? Do it 🌱
Projects? Finally have space 🙌
🔊 Play your music loud
No complaints. Just vibes 😌🎶
🚜 Space to grow into your life
Not just a bigger house…
SPACE. Yard. Breathing room.
☀️ More independence
Solar, lower bills, self-sufficiency ☀️
🐶 Your pets will thank you
Your dog deserves more than a tiny patch of grass 🐶
👨👩👧 Family life just feels different
Kids outside, fresh air, room to just be kids 🌅
🚗 “But it’s farther out…”
…and somehow it ends up being worth every extra minute 😏
🏡 Here’s what really surprises people…
💰 More space
🌿 More privacy
👀 And sometimes… more affordable than you’d expect
📍 A LOT of areas qualify for USDA that people would never think do
(seriously… you’d be surprised 👀)
🌿 And this part? You can’t really put a price on it…
Something about being surrounded by nature just resets everything.
🛠️ Boat? RV? Project car?
Yep… room for that too 😎
💁♀️ Mortgage Mama Tip:
This isn’t just about buying a house…
it’s about choosing a lifestyle you didn’t even realize was possible.
If you’ve ever thought about getting out of the city—even a little—
👀 I can show you what that could actually look like for YOU
📩 Message me anytime—no pressure, just info
🏡 Michelle Bivens
Senior Mortgage Originator
NMLS #812331
Delta Mortgage Services
📧 mbivens@deltamortgageservices.com
📞 443-831-0554 (Direct)
Equal Housing Lender 🏠
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