🏡 MORTGAGE MAMA PSA: PLEASE DON’T DO THIS. 😂

You finally get pre-approved.

You find THE house. ❤️
Your offer gets accepted. 🎉
We're cruising toward closing...

And then you think:

"You know what would look GREAT in my new driveway? A brand-new $65,000 SUV." 🚙✨

NOOOOOOO. 😭😂

Please step away from the dealership.

Until those keys are officially in your hand, this is NOT the time to:

💳 Open new credit cards
🚗 Finance a new vehicle
🛋️ Put $8,000 worth of furniture on credit
💰 Move large amounts of money around without explaining it
💼 Quit your job because your boss got on your last nerve
🤦‍♀️ Co-sign for Cousin Eddie because "he swears he'll make the payments"

Your lender is going to verify things again before closing.

And nothing ruins a perfectly good CLEAR TO CLOSE faster than a little financial plot twist nobody asked for. 😂

Moral of the story:
Get the house. Get the keys. THEN call Mortgage Mama and ask me if you can go buy the couch. 🤣🏡

📲 Michelle Bivens | Mortgage Loan Officer
NMLS #812331
Caliver Beach Mortgage
443-831-0554
mbivens@caliverbeach.com

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